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Consumer Credit Acts

Fair And Accurate Credit Transaction Act - FACTA, allows consumers a free copy of their credit report from the 3 major bureaus once a year.

Check 21 - Check Clearing for the 21st Century Act recently passed by congress allows banks to electronically draft your accounts.

ID Theft - The following information outlines your rights according to the Fair Credit Reporting Act and steps you can take if you believe your are a victim of ID theft.

Fair Debt Collection Act - Highlights what 3rd party debt collectors can and cannot do when attempting to collect.

Fair Credit Reporting Act - This law helps insure accuracy of credit related information assembles and disseminated by credit reporting agencies.

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